If you plan to retire soon, add this item to your to-do list: a visit to the dentist before your dental insurance disappears.
Retirees transitioning to Medicare are often surprised to learn that the program does not cover routine dental care or more complex procedures.
Overall, 40 percent of the 65-plus population has some form of dental benefit, according to the National Association of Dental Plans. For seniors who use Medicare Advantage managed care plans, about half offer very limited coverage for cleanings and exams. A small percentage of seniors have dental insurance from a former employer, and Medicaid covers dental care for low-income residents in some states, although benefits vary. Some buy individual commercial plans or have coverage through an association such as AARP.
Read more via Add bite to your retirement dental plan | Reuters
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“If I have one serious regret about my age, it is that my permanent teeth developed before New York, my hometown, got fluoridated water. I first lost a permanent molar to decay in my early 20s, and the resulting bridge has had to be replaced several times in subsequent decades, ultimately as a four-part apparatus.